Fares for all journeys in 2018 have been published, showing an average rise slightly below the 3.6% set by the government in August for regulated fares, which include season tickets.
Passenger watchdog Transport Focus compared the news to "a chill wind" for customers.
It marks the largest fares hike for passengers since 2013, when fares increased by 3.9%.
Chief executive Anthony Smith said: "While substantial, welcome investment in new trains and improved track and signals is continuing, passengers are still seeing the basic promises made by the rail industry broken on too many days".
Average ticket prices across Britain will go up by 3.4 per cent on January 2, industry body the Rail Delivery Group (RDG) said.
Passengers will have to pay more to travel by train.
The Rail, Maritime and Transport (RMT) union described the fare rise as "another kick in the teeth" for passengers.
Become Human Is Under Fire For Depictions Of Abuse
Different people will see different things in this game, and I'm totally happy about that. He added it is "legitimate" for games to "explore any topic such as domestic abuse".
The Rail Delivery Group said that more than 97% of money from fares goes back into improving and running the railway.
Routes to benefit include Crossrail, Thameslink, Edinburgh to Glasgow, Great Western and Waterloo and the South West while there will also be upgrades in the Midlands and the North.
One in nine trains (12%) have arrived late at their destinations in the past 12 months.
Last year, overall fares were driven up by a steep rise on Virgin Trains East Coast, which has just been bailed out by the government, with an early end to the contract in 2020, potentially costing the taxpayer more than £1bn - a decision branded "inexplicable" by the former transport secretary, Lord Adonis.
"Working together, our plan will secure £85bn of additional economic benefits while enabling further investment and improved journeys for customers, better connections to boost local communities and a bright future for our employees".
The RDG said private sector investment would help deliver improvements, including 5,700 new train carriages by 2021.
The rise in regulated fares had already been capped at July's Retail Prices Index inflation rate of 3.6%.
- Fitch cuts India's GDP growth forecast to 6.7% for FY18
- Engie acquiert Thermaire Investment et Ampair — Afrique du Sud
- Vontaze Burfict Stretchered Off Field After DIRTY Block From JuJu Smith-Schuster
- Paypal's (PYPL) Buy Rating Reaffirmed at KeyCorp
- Celtics beat Bucks 111-100 despite monster night from Antetokounmpo
- NNPC: No plan to hike fuel price above N145 per litre
- Baker Mayfield misses out on third Burlsworth Trophy
- WWE 2K18 Release Date & Preorder Details Confirmed For Nintendo Switch
- Les écoliers français régressent et deviennent les cancres de l'Europe — Lecture
- Vishwas for new AAP with ousted leaders