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Mortgage Rates on the Decline Again

21 Juillet 2017

The shorter term 15 year refinance fixed rate mortgages are being quoted at 3.000% at the bank today and an April of 3.145%. Shorter term, popular 15 year loan interest rates have been quoted at 3.430% at the bank with an April of 3.608%. The average for a 30-year fixed-rate mortgage held firm, but the average rate on a 15-year fixed was down. The best 20 year FRM interest rates are listed at 3.810% and an April of 3.950% today. 7 year ARM interest rates start at 3.580% and April of 3.902%. The benchmark 30-year rate slipped back below the significant 4 percent level.

10 year loan interest rates stand at 3.210% carrying an April of 3.466% today. The shorter term 15 year refi loans are published at 2.75% at the bank today and an April of 3.239%. The 7 year refi ARM interest rates have been offered at 2.625% today and an April of 3.141%.

And now, PHH's own stock ticker moved higher to 13.85 up +1.17%.

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30-year fixed-rate mortgage (FRM) averaged 3.96 percent with an average 0.6 point for the week ending July 20, 2017, down from last week when it averaged 4.03 percent. The 5-year Treasury-indexed hybrid adjustable-rate mortgage averaged 3.21%, down from 3.28%. 10/1 ARM interest rates are available starting at 3.790% and an April of 3.971%.

The average fee for a 30-year mortgage rose to 0.6 point from 0.5 point last week. Just 17 percent forecast mortgage rates remaining more or less unchanged in the coming week. A year ago at this time, the 5-year ARM averaged 2.78 percent. The 7 year refi ARM deals are on the books at 3.500% today showing an April of 3.581%.

Mortgage Rates on the Decline Again